Category: platform , Asked by: Z. A. From Heerlen, Netherlands
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Category: glossary by German F. From Ireland
The ease with which a country's currency can be converted into gold or another currency. Convertibility is extremely important for international commerce. When a currency in inconvertible, it poses a risk and barrier to trade with foreigners who have no need for the domestic currency. Government restrictions can often result in a currency with a low convertibility. For example, a government with low reserves of hard foreign currency often restrict currency convertibility because the government would not be in a position to intervene in the foreign exchange market (i.e. Revalue, devalue) to support their own currency if and when necessary.
Category: glossary by K. Sweet from Monaco
A comparative measure using the total amount of distributions paid upon an income trust divided by its market value. This is a measurement technique used to compare different unit trusts. It is important to remember that the yield takes into account the "return on" and "return of" capital.
Category: glossary by F. G. From Ireland
a "homeowners insurance " is A form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. In the U.S. There are seven forms of homeowners insurance that have become standardized in the industry; they range in name from HO-1 through HO-8 and offer various levels of protection depending on the needs of the homeowner. Also known as "homeowner's/homeowners' insurance". While homeowners insurance covers most scenarios where loss could occur, some events are typically excluded from policies, namely: earthquakes, floods or other "acts of God" and acts of war. For people who live in certain parts of the country, adding an extra policy for earthquake insurance or flood insurance can be a good idea to offer further home protection and peace of mind. Some homeowners insurance is designed for renters, typically HO-4 or "renters insurance", and only covers possessions within the home and isolated events not covered in the property insurance held by the owner.
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